YOLANDA WAGGONER-FOREMAN – Ms. Foreman is a Principal at Phocas Financial, a diverse owned asset management firm specializing in REIT and small cap value investing. Prior to joining Phocas, Ms. Foreman as the Founder and CEO of Morningside Asset Management, an Atlanta based value-focused investment firm. Prior to founding Morningside, Ms. Foreman was Co-CEO at Gray & Company Global Investment Solutions where she served on the executive and investment committee to provide portfolio and operational oversight. Prior to Gray & Company, Ms. Foreman served as Chief Administrative/Compliance Officer for United Investment Managers. Ms. Foreman has been working in the financial services industry for over 15 years. Before joining UIM, she was Vice President Marketing/Client Services for The Kenwood Group, analyst for Edward Jones and investment representative for OLDE Stockbrokers. Ms. Foreman is the Vice President of the National Association of Securities Professionals – Atlanta Chapter. Ms. Foreman is also a Troop Leader for the Girls Scouts of Greater Atlanta. Ms. Foreman holds a B.S. in Finance from the University of Illinois at Urbana-Champaign and a M.B.A. from the University of Missouri.